Biyernes, Oktubre 27, 2017

Could you afford these haunted homes this Halloween?

Sinister research, concocted by Which? Mortgage Advisers, has calculated the cost of eight fictional Halloween homes and unearthed the amount needed to afford a 10% deposit.

How would you like to live in the Hawkins residence from Stranger Things, a stone’s throw from The Upside Down? Perhaps the rural charms of the Greene Family Farm, as seen in The Walking Dead, are more your style? What about Eel Marsh House, the spacious manor with one very accommodating seller – The Woman in Black?

Brains from Which? Mortgage Advisers have peered into each property to assess their worth and condition, but the findings – three of which can be found below – are not for the faint of heart:

Stranger Things, Hawkins, Roane County, Indiana, United States – £76,000

Charming three-bedroom property in suburban Indiana. Great location on the outskirts of town, within walking distance of the local school, National Laboratory, and the Harrington House. The property comes with three bedrooms, a bathroom and a very well-lit living room. At such a low price, it’s perfect for first-time buyers.

Mortgage notes: The property looks sound enough, although the living room might well need some modernising. It’s estimated that properties increase significantly if they’re near good schools. A 10% deposit would cost you £7,600.

The Walking Dead, Greene Farmhouse, Senoia, Georgia, United States – £448,000

Magnificent Georgian farmhouse located just outside of Senoia. Unlike many of the other properties nearby, the farm has its own generator and five wells providing fresh water. It also boasts spectacular views of the creek and woodland. Unfortunately, the barn is temporarily occupied until further notice.

Mortgage notes: Properties with outbuildings, such as barns, can be tricky to mortgage. The lender would want to understand whether the property is to be run as a working farm or has any agricultural ties. Buying with vacant possession would be a must. A 10% deposit would cost you £44,800.

The Woman in Black, Eel Marsh House, Crythin Gifford, Northumbria, UK – £1,440,000

Spectacular Gothic-style estate located just outside Crythin Gifford. The property comes with many intriguing features including its high ceilings, intricate stained-glass windows, impressive chandeliers and a large angular staircase.

Due to its complicated history, the legal documents are still being finalised, which could delay the buying process. Viewings can be booked through Keckwick and should be made before high tide. A 10% deposit would cost you £144,000.

Having digested the findings, David Blake – Principal Mortgage Adviser at Which? – had this to say: “Whether you’re moving home or looking to take your first step on to the property ladder, it is important not to get spooked by property transactions.

“It is vital to know how much you should be paying and what else you need to budget for. Seeking independent advice from a reputable mortgage adviser can also help you to get the best possible mortgage deal.”

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The post Could you afford these haunted homes this Halloween? appeared first on UK Construction Online.


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